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23rd March 2021

6 Factors That Affect Retirement Income

If you are starting to plan for retirement, you may be thinking about the level of pension income you need. In this guide, we look at the factors that will affect your retirement income, and how you can plan for them...

16th March 2021

Restricted vs Independent Financial Advice

When you are looking for a financial adviser, it can be difficult to tell the difference between independent and restricted firms. More importantly, it is not always clear which option best suits your circumstances.

12th March 2021

A Guide to the New NS&I Green Savings Bond

With climate change becoming an urgent priority, and interest rates at an historic low point, the 2021 Budget announced the introduction of Green Savings Bonds. These are intended to encourage savers to help fund environmentally-friendly projects.

8th March 2021

Should I Be Worried About Inflation?

In the wake of the Covid19 pandemic, inflation has been fairly flat over the last year. But economic activity is starting to pick up again, with strong rebounds predicted for the coming 12 months.

15th February 2021

Brexit and Your Pension: The Key Things to Know in 2021

On 31st December 2020, the UK and the EU finally reached a deal over Brexit. But there are still several points of uncertainty, with few people fully understanding how the deal will affect important areas of their lives. Pensions are one area of...

15th February 2021

Will the UK Introduce a Wealth Tax?

The UK budget deficit is currently forecast as £394 billion for 2020/2021. A deficit of some degree is entirely normal, but to put this in context, the 2019/2020 deficit was £56 billion. This suggests that the Covid19 pandemic has cost the UK...

9th February 2021

6 Tips on Choosing the Right Financial Adviser

Choosing the right financial adviser can be tricky. Should you rely on adviser directories or stick with personal recommendations?
How can you tell if a firm is legitimate? What are the warning signs you should be looking for? And just as...

7th February 2021

NS&I Premium Bonds: Are They a Good Investment?

With interest rates at an all-time low and the economy uncertain, many investors are looking for a stable investment option. National Savings and Investments (NS&I) offer a range of accounts with different features, interest rates and tax treatments.

18th January 2021

What is the Value of Financial Planning?

A study undertaken by Vanguard suggests that using a financial adviser can add as much as 3% per annum to your investment returns. This concept is referred to as ‘Adviser Alpha,’ and breaks down some of the ways in which advice can offer real...

15th January 2021

Transitioning to Retirement: A Short Guide

Planning for retirement can be an exciting time, but is also daunting for many people. After the predictable security of a working life, you will be faced with choices you have never had to deal with before. Retirement gives you permission to live...

8th January 2021

How to Invest Ethically in 2021

There is a perception that ethical investing is a niche area which appeals mainly to the younger generation and committed environmentalists. But the demand for ethical and sustainable investing has reached new levels in recent years. Investors are...

1st January 2021

How Much Should I Have in My Pension at 40?

Age 40 is an important milestone. Many of us go through life believing that by 40, we will have achieved many of our life goals, whether these are related to career, business, or family. Most people hope to own a home by the time they are 40, and...

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COVID-19 - BUSINESS AS USUAL (WELL ALMOST!)The need for good financial advice has not gone away and we have worked hard to ensure that we can continue to provide advice during this period. Our team are now working safely from home but with video, email and telephone communication, we will continue to provide the usual high standards of service to our existing clients – as well as welcoming new enquiries. Clients may contact us through reception, email or mobile phones. If you are looking for financial advice please use the “contact” link on our website or telephone 01246 559955 or email simon@shorts.uk.com