Investments and Wealth Management Archives

4th August 2023

The income choice in retirement

Have you thought about how you intend to convert your pension pot into income when you retire? The last 18 months of high inflation mean you may need to review how you draw income if you are approaching retirement.

31st January 2023

Bonds come in from the cold

As interest rates tick up, those seeking an income from their investments may want to look at their options again.

17th October 2022

Buy-to-let facing headwinds

Some buy-to-let (BTL) investors are facing a costly future. Even if the interest rate does not move higher – a distinct possibility – it can have a serious effect on net income for BTL investors

10th October 2022

Interest rate rises lift annuities

The central banks of the UK, US and Eurozone all began the year with their main rates close to zero, and it seems likely that they will still be on an upward trajectory into 2023.

16th August 2022

Keeping it real on investment returns

If you could choose between a 3% investment return or a 7% investment return, which would you pick? The answer seems obvious, so let’s add some context.

5th August 2022

Cashing in on savings?

The era of near zero interest rates is ending, but are your savings benefiting?

28th April 2022

Are you saving in the right ISA?

Despite bumpy stock markets, the returns on stocks and shares ISAs comfortably outperformed those from cash ISAs over the past year.

7th April 2022

The only way is up: handling inflation

After years of slumber, the inflation dragon is stirring. Are you prepared to meet the challenge?

30th March 2022

Spring Reset: Personal Finance Myth-busters

Like many areas of life, personal finance has its own set of stubborn myths that keep cropping up. Since spring is traditionally a time for sweeping out the cobwebs, let’s clear up some persistent misunderstandings.

13th February 2022

Are you squirrelling away too much cash?

A recent strategy paper published by the Financial Conduct Authority (FCA) stated, “Many consumers who might gain from investing currently hold their savings in cash.”

29th October 2021

The Return of Inflation?

Inflation has picked up sharply in recent months. With inflation uncertainty set to remain, it makes sense to review your investments now.

20th August 2021

Responsible Investing and ‘Greenwashing’

There has been huge growth in the number of ‘sustainable’ and ‘responsible investment’ funds, which now look at a company’s environmental, social and governance (ESG) track record as part of the investment process.

News

The income choice in retirement

Bonds come in from the cold

Buy-to-let facing headwinds

Interest rate rises lift annuities

Keeping it real on investment returns

Cashing in on savings?

Are you saving in the right ISA?

The only way is up: handling inflation

Spring Reset: Personal Finance Myth-busters

Are you squirrelling away too much cash?

The Return of Inflation?

Responsible Investing and ‘Greenwashing’