Protection can often be overlooked, but Life Insurance and critical illness cover empower you to safeguard your family's financial security if the worst happens.
Life insurance is part of your legacy. It is not just about protecting wealth but preserving what you have built throughout your life and career.
When choosing a life insurance and critical illness policy, paying close attention to your requirements is vital to ensure you get the right approach. The Shorts team can help you achieve this.
Gathering all the correct details together before obtaining a Life Insurance quote is important. We will analyse your financial position and highlight any areas that should be covered by financial protection to ensure a robust financial plan for you and your family. These may include an outstanding mortgage, personal loan, or Inheritance Tax liability, among others
When we have analysed your details, we will calculate the amount of cover you need; that is, how much will be paid out in the event of critical illness or death. This is determined by many factors including:
You may not need life cover for your entire life. When selecting a Life Insurance or critical illness policy, we will consider such aspects as when your mortgage is due to be repaid in full, when your dependents might leave home, or when your partner might wish to retire. All these can impact how much coverage you will need and how long you need it.
This cover pays out a lump sum to you if you are diagnosed with a specified “critical illness”. These are generally severe conditions like cancer, heart attacks, or strokes. It is very important that you select a critical illness policy with the right features, terms and cover levels for you and your family. Our team can help you find the most suitable available.
Simon Hollin
Robert Sully
Ryan Qualters
Joseph Tighe
Investments
Ethical Investing
Area of Interest ▾Pension and Retirement PlanningInvestment and Wealth ManagementTax and Estate PlanningProtectionOther
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