Your Life After WorkPost-retirement planning

A happy, comfortable and active retirement is something we all aspire to have waiting for us after a career of dedication and hard work.

Whenever you choose to retire, you deserve a retirement lifestyle rich with hobbies, aspirations and quality time with family and friends.

 

Financial security and peace of mind are paramount to a happy retirement, and these can be achieved through intelligent lifestyle and cashflow planning before and after you retire.

 

Lifestyle & Cashflow Planning

Retirement will fundamentally change how you deal with your money. While some income sources will remain in place, such as existing investments or property income, others (such as a salary) will no longer be paid.

Good cashflow planning for retirement means:

  • Properly assessing your future spending needs post-retirement, ensuring your retirement vision can be met with the financial means you have.
  • Creating a diversified and sustainable source of income, including state, workplace and private pensions and investment income.
  • Sustainably managing your expenses. These expenses include bills and the general cost of living, healthcare, travel, hobbies, and other types of lifestyle spending.
  • Maintaining an appropriate emergency (rainy day) fund to cover unexpected expenses during retirement.
  • Investing your capital well in areas that align with your financial goals and tolerance to risk.

How Shorts can help

The Shorts Wealth Management team provides lifestyle and cashflow advice for post-retirement that puts your aspirations and unique family circumstances front and centre. We aim to empower you with the financial knowledge to build the retirement lifestyle you deserve.

 

The Financial Conduct Authority does not regulate tax and estate planning or cashflow modelling.

Working with Shorts

We take a keen interest in what you want to achieve in retirement and help you with essential planning areas such as budgeting and cashflow. This means creating a realistic budget for you, including living costs, healthcare and leisure, with inflation factored in.

Our goal here is to empower you to make financial decisions with confidence, providing peace of mind and a reliable understanding of your spending power.

We can also provide dedicated legal and estate planning advice on subjects like Wills, Trusts and Lasting Powers of Attorney. You can learn more about the work done by our Private Client team here.

 

The value of an investment and the income from it could go down as well as up. The return at the end of the investment period is not guaranteed, and you may get back less than you originally invested.

The Financial Conduct Authority does not regulate tax and estate planning, cashflow modelling or will-writing.

If you would like to book a consultation with our team of qualified independent financial advisers, get in touch today using the form below.

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