A long, healthy and happy retirement is the life goal for most of us, and pre-retirement financial and legal planning is a key part of making it a reality.
This doesn’t just mean financial or tax planning; it also includes legal and estate planning and securing the right protection for you and those you hold dearest.
Planning your ideal retirement with the Shorts team means you benefit from our vast experience working with even the most complex retirement plans.
We want to get to know you, your aspirations, and any challenges or anxieties you have about the future. We will then tailor a comprehensive plan to help make your dream retirement a reality.
Many people have collected a variety of pensions throughout their working life, often with little understanding of what the plans will provide, whether they are invested sensibly or the level of risk they are taking.
Our team will review your arrangements to assess if they are likely to meet your objectives and are appropriately invested, suggesting improvements where appropriate.
Recent years have seen many changes affecting pensions and how they can be taken. New rules allow great planning opportunities to achieve a guaranteed retirement income, flexible draw-down or the passing on of pension assets to other family members and future generations.
However, many pension arrangements cannot benefit from the new flexibilities, making it essential to review plans. Unfortunately, there are many cases where people die in the wrong pension.
Our team will develop tax-efficient investment strategies for you, which appropriately balance risk and return to protect your assets while maximising growth potential for your future.
We take a keen interest in what you want to achieve in retirement and help you with essential planning areas such as budgeting and cash flow. This means creating a realistic budget for you, including living costs, healthcare and leisure, with inflation factored in.
Our goal here is to empower you to make financial decisions with confidence, providing peace of mind and a reliable understanding of your spending power.
We can also provide dedicated legal and estate planning advice on subjects like Wills, Trusts and Lasting Powers of Attorney. You can learn more about the work done by our Private Client team here.
The value of an investment and the income from it could go down as well as up. The return at the end of the investment period is not guaranteed, and you may get back less than you originally invested.
The Financial Conduct Authority does not regulate tax and estate planning, cashflow modelling or will-writing.
Simon Hollin
Robert Sully
Ryan Qualters
Joseph Tighe
Area of Interest ▾Pension and Retirement PlanningInvestment and Wealth ManagementTax and Estate PlanningProtectionOther
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